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Holistic Financial Planning

A Complete Plan for Every Chapter of Your Financial Life

Lisa Barram is a nationally recognized retirement strategist and co-founder of Retirement Prosperity Group and Prosperity Advisers, LLC. She helps clients build complete, coordinated retirement plans covering guaranteed income, tax-efficient strategies, long-term care, and estate planning.

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Lisa Barram, President of Retirement Prosperity Group
Forbes Inc. Magazine Huffington Post FOX 29 Ed Slott's Elite IRA Advisor Group Entrepreneur Philly.com
About Lisa

Education First. Planning That Goes the Distance.

Lisa Barram is President and co-founder of Retirement Prosperity Group and Prosperity Advisers, LLC. Her drive for this work is personal: after watching her own family lose wealth they could never recover, she committed herself to making sure others have the knowledge and planning in place before it is too late.

Lisa built her practice on education. She is known for taking the time to walk through every aspect of a plan before making any recommendations, because she believes a well-informed client makes better decisions than one who is simply told what to do. She is the creator of the Retirement Prosperity Roadmap™, a holistic process that brings together retirement income, Social Security maximization, tax strategy, long-term care planning, and full coordination with legal and tax professionals.

Lisa is a member of the Ed Slott Master Elite IRA Advisor Group, keeping herself current on IRA laws, distribution rules, and the real-world impact of tax law changes on her clients' plans. She has been published and quoted in Forbes, Inc., the Huffington Post, and Entrepreneur, and has been featured on FOX 29 News.

Outside the office, Lisa and her husband Daniel are the proud parents of three children. The family stays active: bike rides, kayaking, hiking, and anything else that gets them outdoors.

"To me, happiness is helping others. If you can make a positive impact in someone else's life, they will, in turn, make a positive impact in another's life and so on."
— Lisa Barram, President, Retirement Prosperity Group
  • Ed Slott Master Elite IRA Advisor Group
  • Creator of the Retirement Prosperity Roadmap™
  • Published in Forbes, Huffington Post, Inc., Entrepreneur and Philly.com
  • Featured on FOX 29 News Philadelphia
  • Trained 250+ financial professionals nationwide
  • Co-founder, Retirement Prosperity Group
  • Co-founder, Prosperity Advisers, LLC
Ed Slott Master Elite IRA Advisor
BBB Accredited, A+ Rating
Creator, Retirement Prosperity Roadmap™
250+ Professionals Trained Nationwide
Federally Licensed, Serves Clients Nationwide
Our Holistic Approach

Comprehensive Planning, Start to Finish

Retirement Income Strategies

Building a reliable, inflation-protected income stream so you never worry about outliving your money. Guaranteed income options, Social Security optimization, and cash flow planning.

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Holistic Wealth Management

A complete view of your financial picture: investments, tax strategy, estate coordination, and long-term care. All integrated and working together as one plan.

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Tax-Efficient Planning

Strategies to reduce the lifetime tax burden on retirement assets, including Roth conversions, IRA distribution planning, and full coordination with your CPA.

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Long-Term Care Solutions

Planning for the care you may need in the future, with traditional and alternative long-term care strategies that protect your assets and preserve your options.

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Estate Planning Coordination

Ensuring your financial plan is coordinated with your attorney and CPA so your wishes are honored, your heirs are protected, and your legacy is preserved as intended.

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IRA and Medicare Education

Making sense of Required Minimum Distributions, catch-up contributions, Secure Act 2.0 changes, and Medicare authorization so you can make confident, informed decisions.

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The Way Lisa Works

Knowledge Changes Everything.

Lisa's practice is built on a simple conviction: a well-informed client makes better decisions than one who is simply told what to do. That means slowing down, covering every angle, and making sure each recommendation is understood before anything moves forward.

Retirement planning is not a product. It's a process, and that process should leave you feeling genuinely confident at every stage of life.

Education Before Action

No recommendations until you fully understand your options, trade-offs, and the reasoning behind each strategy. Lisa is known for taking the time to get this right.

Holistic by Design

Income, taxes, healthcare, legacy, and protection are all connected. Your plan needs to address each piece and coordinate them as a whole, not treat them as separate decisions.

Coordinated with Your Team

Lisa works alongside your CPA, attorney, and other professionals so your financial, tax, and legal plans reinforce each other rather than working at cross-purposes.

Confidence Is the Outcome

A complete plan means you can actually enjoy retirement, knowing every contingency has been addressed and every piece is in place.

The Retirement Prosperity Roadmap™

How We Build Your Plan Together

1

Discovery

We start by understanding your complete picture: income, assets, goals, family situation, and what a successful retirement means to you specifically.

2

Education

Lisa walks through every dimension of your plan in plain language. You understand the options, trade-offs, and the reasoning behind each strategy before anything moves forward.

3

Design

We build a coordinated, holistic plan that addresses income, taxes, healthcare, estate planning, and protection. Every element is structured specifically for your life and goals.

4

Confidence

You leave with a clear, complete plan and the understanding to feel genuinely confident about your financial future and the decisions behind it.

Educational Videos

Learn at Your Own Pace

Estate Planning Video Series - Introduction
Estate Planning

Estate Planning Video Series: Introduction

Long Term Care Solutions
Long-Term Care

Long Term Care Solutions

Understanding Secure Act 2.0: Key Changes to Required Minimum Distributions
IRAs and Retirement Accounts

Understanding Secure Act 2.0: Key Changes to Required Minimum Distributions

Ready to Build a Plan You Can Count On?

Schedule a complimentary phone conversation with Lisa. No pressure, no sales pitch. Just an honest conversation about where you are and where you want to be.

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